The financial system is at a tipping point.
The financial crisis has forced some banks to rethink how they invest in their businesses and their customers, and that could lead to more losses for borrowers.
The Bank of England has warned that banks are struggling to meet the £20bn of lending targets that are being put in place, and is now calling for a rethink of how they approach lending.
The government’s Financial Services Act 2010, introduced in April, includes a “guideline” for banks to ensure that their lending does not hurt the economy or the financial system, but there are a number of other provisions that need to be addressed.
These include how much they are allowed to lend, and the amount they can lend for a particular borrower.
In order to comply with this, banks need a “risk management plan” that can guide them on how they can reduce risk.
This is known as a “reserve margin”, and is defined in a recent Financial Services Authority (FSA) guidance document.
This means that banks can only lend up to the level of reserves that they have available to them, and in some cases, the amount can even be negative.
The FSA defines reserves as “the amount of money that can be borrowed at a given time, without the lender being able to pay back the principal”.
It adds that the amount that can lend out is the sum of the total amount of loans that the bank can lend at that particular time, as well as the amount it is allowed to borrow.
However, the FSA also suggests that banks should consider the impact of their lending on the broader economy, as “a bank that borrows more than it is able to repay could have a negative impact on the economy”.
What the experts have to say About the author: Adam Rigg, professor of finance at the London School of Economics and Political Science, is an economist who has advised the UK government on financial regulation and macroeconomics.
He is the author of The Economic Consequences of Macroeconomic Shock: How the UK Banks Have Failed and Is Back to Being the Biggest Bank in the World.
Follow Adam on Twitter: @RiggAdam